The 10 Best Online Payment Systems in the UK (Updated 2022) - Cardswitcher (2022)

An online payment system is the bread and butter of any e-commerce website. E-commerce sites require ‘card not present’ transactions, and without an online payment system, you have no reliable way of taking payments. That PDQ machine is no use to you here. As we’ll see, however, there’s no one-size-fits-all when it comes to online payment processing.

We’ve no doubt that you’ve already heard of Paypal and Worldpay – they are household names after all. As we’ll uncover, however, online payment systems can serve entirely different purposes and depending on the type of business you own, you may find considerable differences in how much they will cost to operate.

All information correct on 14/07/2022.

What is an online payment system?

An online payment system, simply put, is the system that allows you to take payments online.

The online payment system for an ecommerce site consists of two main parts:

  • The payment gateway – the software that links your site’s shopping cart to the payment processing network
  • The payment processor (or merchant service), which does all the important bits like actually moving the transaction through the processing network, sending you statements and working with your bank.

Another solution for processing online transactions is a virtual terminal. Unlike payment gateways, these are typically used by an employee once they have collected a customer’s details. This could be over the phone, in-store, or by email.

An online payment system is typically managed by a third-party, such as Paypal.

What are the best online payment systems on offer right now?

The 10 Best Online Payment Systems in the UK (Updated 2022) - Cardswitcher (1)

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1. Worldpay

The UK’s most popular payment processing company, Worldpay currently processes about half of all online payments in the UK. It’s also a great choice for small businesses, with lots of flexibility when it comes to choosing a plan.

A Worldpay payment gateway can either be hosted on their site or integrated into your own site, depending on your budget and requirements. You can accept payment from around the world, with over 120 currencies supported. It’s also got advanced fraud protection to keep your business safe.

Fees

WorldPay offers two main pricing plans:

  • Pay as you go: 2.75% + 20p per transaction, applicable to both credit and debit card payments.
  • Pay monthly: From £19.95 per month plus 2.75% for credit card payments and 0.75% for debit card payments.

The website also states that any business with over 1,000 monthly transactions can get in touch for pricing discounts based on volume. However, it’s worth noting that for PCI compliance, Worldpay’s SaferPayments PCI service comes at an additional cost of £29.99 / year.

Pros

  • Secure payments
  • Flexible pricing
  • All major cards accepted
  • No hidden fees

Cons

  • Expensive
  • Minimum contract term 18 months

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2. Stripe

Stripe offers a customisable payment form that you can embed directly into your website so that your customers can pay easily without getting redirected. This can be important for earning trust as a brand and boosting your conversion rate. It accepts over 135 currencies. What’s more, it’s actually a lot cheaper than rivals like Worldpay.

Fees

Stripe offers some flexibility when it comes to choosing plans, though it’s not entirely clear how much from the website:

  • Integrated: 1.4% + 20p per transaction for UK cards, 2.9% + 20p for European/International cards.
  • Customised: Offers volume discounts, interchange pricing, multi-product discounts and country specific rates.

Pros

  • Accepts Bitcoin
  • Payment form available in 12 languages
  • Affordable

Cons

  • Customer service not up to the standards of other providers
  • Additional features are not user friendly

The 10 Best Online Payment Systems in the UK (Updated 2022) - Cardswitcher (3)

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3. Opayo by Elavon

Opayo by Elavon, formerly Sage Pay, is one of the UK’s most popular and trusted payment providers. Providing services to over 50,000 merchants online and in store, Opayo is a reliable choice with no hidden fees. They also offer 5 star customer support that is 24/7.

Fees

  • Flex £25/month – Allows 300 transactions per month, no set-up fee and no fee for refunds.
  • Plus £45/month – Allows 500 transactions per month, 9p/transaction for transactions >£350.
  • Corporate – Bespoke Pricing, 3000+ transactions per month.

Pros

  • 24/7 customer support
  • Transparent pricing
  • Accepts a wide range of major card providers

Cons

  • Price increase since takeover

The 10 Best Online Payment Systems in the UK (Updated 2022) - Cardswitcher (4)

4. Square

Square’s a great choice if you’re looking to get your online business up and running as quickly as possible, especially as it’s partnered with website builders like Wix and Weebly for ease of use. It’s cheaper than Paypal if you’re a small business (not the cheapest, admittedly), but it also offers a tonne of free features which you’ll want to take into account before you opt for any of its rivals. If you also accept a low volume of face-to-face payments, the low transaction fee could make all the difference.

Fees

Square offers a simple flat fee for both its card and card-not-present transactions. However for online transactions, their fees are:

  • 1.9% for UK/EEA cards, or 1.75% if you upgrade to a premium plan
  • 2.9% for non-UK/EEA cards
  • Additional charge if you want to purchase your own domain name/email address

Pros

  • No commitment to long-term contracts
  • Simple, transparent pricing
  • Sell online, accept payments and manage orders immediately

Cons

  • Customer support not 24/7

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5. Shopify

Shopify offers a complete ecommerce platform, allowing you to build a site from scratch, integrate over 4,100 different apps and plugins, and use the Shopify payment gateway to take customer payments.

Fees

Shopify offers 3 main payment plans for different sizes of business:

  • Basic: £19/month, online credit card rates 2% + 25p, online AMEX/International card fees 3.1% +25p, in person credit/debit card fees 1.7% + 0p
  • Shopify: £49/month, online credit card rates 1.7% + 25p, online AMEX/International card fees 2.7% + 25p, in person credit/debit card fees 1.6% + 0p
  • Advanced: £259/month, online credit card rates 1.5% + 25p, online AMEX/International card fees 2.5% + 25p, in person credit/debit card fees 1.5% + 0p
  • All plans include fraud protection, unlimited products, various staff discounts, and a POS system to accept in person payments.

Pros

  • Customers pay in their local currency using their preferred payment method
  • Offers integration with over 100 payment gateways.
  • Transparent fees
  • 24/7 customer support

Cons

  • High monthly fees, but this is more than just an online payment gateway at the end of the day.

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6. Braintree

Braintree is the lesser known division of Paypal which specialises in mobile payments and online payment solutions for ecommerce businesses. That said, Braintree also powers many of the brands you’ve come to know and love, including Uber, Airbnb and Skyscanner. It’s got some great fraud protection, accepts over 120 different currencies and low rates and zero setup fees make it an equally affordable choice for your small business.

Fees

Braintree fees are nice and easy to get your head around:

  • 1.9% + 20p per transaction, with no hidden or monthly fees.
  • Additional 1% fee for cards outside of the UK, or 1.5% for multi-currency transactions.
  • AMEX transactions cost 2.4% + 20p per transaction.

Pros

  • Merchant account and payment gateway is automatically included.
  • Low and easy to understand fees.

Cons

  • Online reviews suggest it can take a little longer to set up than alternatives.

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7. Paypal

Paypal made itself known through the ecommerce giant eBay, allowing for fast, reliable and generally pain-free transactions. All customers need to do is sign up for a Paypal account. It’s clearly earned a special place in consumer’s hearts as a household name, even as new alternatives to Paypal flood the market. Needless to say, Paypal’s payment gateway, Payflow, is a firm favourite with online businesses.

Fees

Paypal checkout can be expensive for businesses with a low monthly sales volume, but fees become much more manageable for higher volume retailers:

  • Website Payments Pro (standard): 2.9% + 30p per transaction
  • Virtual Terminal (standard): 2.9% + 30p per transaction
  • Standard Debit/Credit Card Payments: 1.2% + 30p per transaction
  • Advanced Debit/Credit Card Payments (AMEX): 3.5% per transaction

Pros

  • Widely trusted, over 220 million users worldwide.
  • Budget-friendly if you have an ambitious sales target.

Cons

  • High transaction fees for small businesses with low volume.
  • Various, albeit transparent, fees to be mindful of.

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8. Amazon Pay

Amazon Pay really needs no explanation. Amazon makes the whole checkout process incredibly easy, with 1-click payment options, the ability to load Amazon accounts with gift cards and more. According to a recent survey, 89% of buyers are more likely to buy products from Amazon than any other online retailer. Checkout time is also significantly reduced for customers, who can re-use their previously entered details.

Fees

For a business with low monthly volume, Amazon Pay processing fees can be expensive:

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  • Monthly payment volume <50,000: 2.7% + 30p
  • Monthly payment volume >50,000: Bespoke pricing

Pros

  • 2.5 million active sellers, 150 million Prime members, and millions more standard accounts.
  • 49% faster checkouts compared to other providers.

Cons

  • High transaction fees for small businesses with low volume.

The 10 Best Online Payment Systems in the UK (Updated 2022) - Cardswitcher (9)

9. Authorize.net

Authorize.net is a highly customisable payment system and one of the favourite choices for online retailers. It’s also one of the oldest and most trusted – and with over 400,000 merchant accounts around the world, it shows. UK customers can choose between either a Payment Gateway and Online Merchant Account or a Payment Gateway by itself.

Fees

Authorize.net can feel a little expensive, particularly for low volume merchants.

  • Payment Gateway Only – £19 per month gateway fee, + 10p per transaction.
  • Merchant Account and Payment Gateway – £19 per month and 2.49% + £0.15 per transaction. Additional £35 set up fee.

Pros

  • Recurring billing is included.
  • Includes a virtual terminal.

Cons

  • Monthly fee.
  • Extra monthly fee for non GBP currencies (£15 per month).

The 10 Best Online Payment Systems in the UK (Updated 2022) - Cardswitcher (10)

10. Adyen

The word Adyen means ‘start over again’ in Surinamese, which is exactly what the company planned to do with online payments when it was founded in 2006. The company aimed to create a frictionless payment experience for the customer, and with over 250 payment methods accepted online, in person and over the phone, there’s no doubt it has achieved this.

Fees

There are no setup fees, but a range of different fees depending on the payment method can make Adyen seem quite complex:

  • Visa – £0.10 + interchange ++*
  • Mastercard – £0.10 + interchange ++
  • AMEX – £0.10 + interchange ++

Pros

  • Accepts hundreds of payments all on one platform.
  • Competitive fees.

Cons

  • A minimum invoice of £100 makes it a difficult sell for small businesses.
  • Not good for higher risk merchants with larger numbers of chargebacks.
  • Funds are settled to your bank account twice a week, which is a little slower than competitors.

*Interchange fees are variable depending on your location. Within Europe they are typically around 0.3/0.4% and within the US it’s 2%.

Conclusion

There’s a lot to think about when it comes to deciding on the type of payment service that your business needs. This roundup is designed to give you an insight into the variety of services and fee models on the market to make your decision easier.

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If you’re looking for an online payment solution, then chances are you are also in the market for a new merchant account. Why not check out our article, ‘what is a merchant account’?

For ideas on the best virtual terminals, check out our other round-up.

If you’re looking to cut your overall card processing costs, CardSwitcher is here to help. We compare prices from a number of providers, helping you to save up to 40%! Start comparing card processing fees today.

FAQs

What is the most popular payment method in the UK? ›

Debit cards are more widely common than elsewhere in Europe, with the average shopper holding between 2-3 cards per person. 90% of the population is a Visa or Mastercard cardholder and cards account for approximately 90% of all online payments.

What online payment does UK use? ›

In the United Kingdom (UK), PayPal was the most used online payment method in 2019. According to the results of a 2019 survey carried out by Attest, while 49 percent of shoppers were using their PayPal accounts to make payments, 37 percent used a credit or debit card.

What is the most popular online payment system? ›

PayPal. PayPal is the world's most widely used payment acquirer, processing over 19 billion payments in 2021. More than 30 million merchants and 400 million active customers use PayPal. Payments are made using a user's existing account or with a credit card.

Is Cashapp available in UK? ›

You can now send or request Cash App payments with friends located in the UK. When you send a payment outside the US, Cash App will convert the payment from USD to GBP based on the mid-market exchange rate at the time the payment is created and your recipient will receive the funds in GBP.

What's the best way to accept online payments? ›

Top Ways To Accept Online Payments
  1. Accept Credit Cards and Debit Cards Online. ...
  2. Accept Online Payments with eChecks and ACH. ...
  3. Look Into Mobile Payments, Which Continue to Grow. ...
  4. Provide an Online Payment Gateway. ...
  5. Add Click-to-Pay Email Invoicing. ...
  6. Schedule Recurring Billing. ...
  7. Build an Online Store.

What are the UK payment systems? ›

Every day in the UK, millions of pounds are moved between bank accounts. This complex ecosystem is dominated by three main domestic payment systems – Bacs, CHAPS, and Faster Payments – which are used by individuals and businesses alike to electronically transfer money ranging from a few pence to millions of pounds.

What are the 2 most common methods of payment? ›

What is the safest method of payment? Not only are they the most common payment method, but debit and credit cards are the also most secure means of payment.

Is PayPal big in UK? ›

14928 views. The usage of PayPal in Europe is highest in the United Kingdom. That country counted more than 330,000 daily active PayPal users last year. Germany ranks second with over 312,000 daily active users of the PayPal app in 2019.

Which online payment is cheapest? ›

Cheapest payment gateway providers
  • Worldpay. Worldpay is one of the world's largest card payment processing companies, and its online payment gateway comes with the kind of reliability and flexibility you'd expect from an industry giant. ...
  • Paymentsense. ...
  • Sage Pay. ...
  • PayPal. ...
  • Stripe.
8 Apr 2021

Is there UPI in UK? ›

Expanding further outside India, the indigenously developed real-time payments solution UPI will foray into the UK market starting with QR code-based transactions. UPI expands globally to ease digital transactions for Indian flyers to UK.

What is better then PayPal? ›

Key takeaway: Skrill, Stripe, Square, Venmo, Payoneer, Shopify, and QuickBooks all offer viable PayPal alternatives.

Which is the best method of digital payment? ›

The most common payment methods are:
  • Credit and debit card: This is one of the most commonly used and oldest payment methods worldwide. ...
  • Mobile payments: Aside from smart watches, millions of people worldwide prefer paying with smart phones. ...
  • QR payments: This payment alternative is fast, convenient and secure.

Is the largest online payment system? ›

1. PayPal. PayPal has been around since 1998, so no wonder that it has by far the biggest share on the market. It stores customers' card or bank account information to process online payments.

Is Zelle available in UK? ›

In order to use Zelle®, the sender and recipient's bank accounts must be based in the U.S.

Is venmo available in UK? ›

No, Venmo is not available in the UK. If you live in the UK and are sending money to someone in the UK: Square's Cash App is a good alternative to Venmo in the UK. But dozens of other innovative mobile peer-to-peer transfer options exist, like Revolut, N26, Monese, Monzo etc.

Is PayPal available in UK? ›

It's free to open a PayPal account and buy something using PayPal unless it involves a currency conversion. There are no PayPal fees if you use your PayPal balance, bank account or debit card to send money in GBP to friends and family within the UK.

What is the safest way to accept payment? ›

Personal and Cashier's Checks

Like we mentioned, it's pretty dangerous to walk around with your pockets full of large bills, and for that reason the buyer may choose to pay you in a personal or cashier's check. Besides cash, a certified cashier's check is the most secure way to accept payment during a private sale.

Which 4 methods allow clients to process digital payments from customers? ›

4 ways to facilitate digital payments
  • Mobile apps and digital wallets. Mobile payment apps facilitate payments for goods and services. ...
  • Pay-enabled invoices. ...
  • Manually keyed-in card information. ...
  • Card readers and mobile card readers.
16 Aug 2020

What's the safest way to receive money online? ›

Besides cash, a certified check is the safest way you can receive a payment to your business. However, if you want to get paid online, you'll need more flexibility.

What is ACH payment in UK? ›

An Ach transfer is a form of money transfer. The funds are transferred electronically between banks and processed by the Automated Clearing House Network.

What is E transfer called in the UK? ›

A telegraphic transfer (TT) is an electronic method of transferring funds utilized primarily for overseas wire transactions. These transfers are used most commonly in reference to Clearing House Automated Payment System (CHAPS) transfers in the U.K. banking system.

Is Google pay available in UK? ›

Google Pay (UK) – Pay in apps, on the web, and in stores. Introducing Google Wallet: Fast, secure access to your everyday essentials.

What are the 4 types of payment? ›

We keep you ahead of change with the most up-to-date payment method offerings around the world.
  • Credit cards. Credit cards allow consumers to draw on a line of credit to pay for goods and services.
  • Debit cards. ...
  • Digital wallets. ...
  • Direct debit and bank transfer.

Which method is very popular for online transaction? ›

Credit and debit cards are still the most commonly used method for payment worldwide.

What is the safest form of payment other than cash? ›

Credit cards use online security features like encryption and fraud monitoring to keep your accounts and personal information safe. Most issuers also offer zero fraud liability that ensures you won't be on the hook for a cent in fraudulent transactions charged to your credit card.

Which banks are accepted by PayPal? ›

Which are the Indian banks which allow transactions through PayPal?
  • Axis Bank.
  • HDFC Bank.
  • IDBI Bank.
  • ICICI Bank.
  • Kotak Mahindra Bank.
  • State Bank of India (SBI)
  • Indian Bank.
1 Oct 2019

What bank is behind PayPal? ›

PayPal is a financial technology company, not a bank. Banking services provided by Synchrony Bank, Member FDIC. PayPal Balance account is required to use PayPal Savings.

Which is the cheapest payment gateway UK? ›

Cheapest Online Payment Gateway UK
Monthly Fees
StripeNone
OpayoStarting at £27
WorldpayStarting at £19.95
ShopifyStarting at $29
1 more row

Which payment gateway is best worldwide? ›

10 Best International Payment Gateway Worldwide in 2022:
  • Opayo (Sage Pay) ...
  • Braintree. ...
  • Stripe. ...
  • Amazon Pay. ...
  • Adyen. ...
  • Checkout.com. ...
  • 2Checkout (Verifone) ...
  • Authorize.net. Authorize.Net, founded in 1996, is trusted by more than 430,000 merchants and handles over 1 billion transactions and $149 billion in payments every year.
23 Aug 2022

How much does worldpay charge per transaction UK? ›

The Worldpay pay-as-you-go fees are 2.75% of each transaction plus £0.20. The rate for the pay monthly option is £19 a month. It's free to process refunds, and there are no 'hidden' fees. If you're purchasing a Worldpay card machine, you can pay either a fixed monthly rate or a custom rate.

How many types of online payment are there? ›

There are various types and modes of digital payments. Some of these include the use of debit/credit cards, internet banking, mobile wallets, digital payment apps, Unified Payments Interface (UPI) service, Unstructured Supplementary Service Data (USSD), Bank prepaid cards, mobile banking, etc.

What are the different types of electronic payment systems? ›

The different types of e-commerce payments in use today are:
  • Credit Card. The most popular form of payment for e-commerce transactions is through credit cards. ...
  • Debit Card. Debit cards are the second largest e-commerce payment medium in India. ...
  • Smart Card. ...
  • E-Wallet. ...
  • Netbanking. ...
  • Mobile Payment. ...
  • Amazon Pay.
21 Jun 2021

What does UPI stands for? ›

Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood.

In which countries UPI is available? ›

Unified Payments Interface
Product typeInstant real-time inter-bank payment system
Produced byNational Payments Corporation of India
CountryIndia
Introduced11 April 2016
MarketsIndia Bhutan Nepal Malaysia Singapore United Arab Emirates France International by cross border payment agreements
3 more rows

Is UPI a success? ›

The UPI had faced minor challenges in the first two waves of the pandemic, but apart from that, UPI transactions are growing as the broader economy flourishes. The UPI network facilitated 6.28 billion transactions worth Rs 10.63 trillion in July 2022.

Who is replacing PayPal? ›

The Best PayPal Alternatives
  • TransferWise.
  • Google Pay.
  • Stripe.
  • Payoneer.
  • Shopify Payments.
  • Authorize.Net.
  • Square.
  • Skrill.
12 Nov 2020

Which is better Google Pay or PayPal? ›

Google Pay has 438 reviews and a rating of 4.59 / 5 stars vs PayPal which has 20047 reviews and a rating of 4.68 / 5 stars. Compare the similarities and differences between software options with real user reviews focused on features, ease of use, customer service, and value for money.

Does PayPal have a fee? ›

PayPal's payment processing rates range from 1.9% to 3.5% of each transaction, plus a fixed fee ranging from 5 cents to 49 cents. The exact amount you pay depends on which PayPal product you use. A $100 transaction will cost between $2 and $3.99.

What is the future of digital payments? ›

The digital payments market is forecast to grow at a compound annual growth rate of 13.7 percent between 2021 and 2026 according to ReportLinker – a demand driven by greater convenience, favourable government policies and evolving consumer behaviour, as well as COVID-19 disruption.

What is the future of payments? ›

Driven by mobile commerce, mobile wallets will become the most popular online payment method by 2024 globally, accounting for over a third of all payments in that time. In the U.S. alone, mobile wallets are predicted to overtake physical cards as the most popular online payment method in the next three years.

Why digital payment is better than cash? ›

The ease of conducting financial transactions is probably the biggest motivator to go digital. You will no longer need to carry wads of cash, plastic cards, or even queue up for ATM withdrawals. It's also a safer and easier spending option when you are travelling.

Which payment gateway is best in UK? ›

The best online payment gateways for small businesses in the UK are:
  • Worldpay.
  • Paypal.
  • Stripe.
  • Amazon.
  • Shopify.
  • Opayo.
  • Cardstream.
  • How do I choose the right payment gateway for my business?

Which is the best and cheapest payment gateway? ›

10 BEST Payment Gateway Providers In 2022
  • Comparing the Best Payment Gateway Providers.
  • #1) PayPal.
  • #2) Authorize.Net.
  • #3) ECOMMPAY.
  • #4) Stripe.
  • #5) 2Checkout.
  • #6) Adyen.
  • #7) Payline.
22 Aug 2022

Who is the largest payment processing company? ›

Fidelity Information Services (FIS) – 26.6B

Fidelity Information Services, or FIS, is headquartered in Jacksonville, Florida, and has approximately 55,000 employees. Today it is the largest processing and payments company in the world. The company got its start in 1968 when it was known as Systematics.

Is PayPal available in UK? ›

It's free to open a PayPal account and buy something using PayPal unless it involves a currency conversion. There are no PayPal fees if you use your PayPal balance, bank account or debit card to send money in GBP to friends and family within the UK.

How much does worldpay charge per transaction UK? ›

The Worldpay pay-as-you-go fees are 2.75% of each transaction plus £0.20. The rate for the pay monthly option is £19 a month. It's free to process refunds, and there are no 'hidden' fees. If you're purchasing a Worldpay card machine, you can pay either a fixed monthly rate or a custom rate.

Which online payment is cheapest? ›

Cheapest payment gateway providers
  • Worldpay. Worldpay is one of the world's largest card payment processing companies, and its online payment gateway comes with the kind of reliability and flexibility you'd expect from an industry giant. ...
  • Paymentsense. ...
  • Sage Pay. ...
  • PayPal. ...
  • Stripe.
8 Apr 2021

Is Apple Pay available in UK? ›

Apple Pay works across the entire Transport for London network. And with Express Mode, you don't even need to authenticate your payment with Face ID or Touch ID. So paying for the Underground, Overground, buses and more is quick and easy. Simply tap your iPhone or Apple Watch on the yellow card reader and go.

Is venmo available in the UK? ›

Venmo does not work internationally, as users must be physically located in the United States to complete transactions on the app. You'll also need to have a US bank account to set up a Venmo account, and if you plan on getting the Venmo credit card, you'll need to have a Social Security Number, too.

Does UK use Zelle? ›

No, Zelle® can only be used to send funds to someone who has a bank account in the United States.

Do you need a bank account for PayPal? ›

Do You Need a Bank Account for PayPal? No, you don't need a bank account to sign up for PayPal or to receive payments. You can, however, connect your PayPal account to a bank account, a debit card or a credit card account for sending and receiving payments and transferring funds.

Is Worldpay or stripe better? ›

WorldPay got a 8.8 score, while Stripe has a score of 9.6. Likewise, you can compare their general user satisfaction rating: 94% (WorldPay) against 97% (Stripe). Keep in mind to opt for the software that best answers your top priorities, not the software with the most robust features.

What percentage do Worldpay take? ›

WorldPay has two payment plans: Pay as you go is at 2.75% + £0.20 One simple rate applies to both credit and debit card payments. Pay monthly is at £19.95. A fixed monthly payment, plus 2.75% (credit cards) & 0.75% (debit cards).

Can I trust Worldpay? ›

Worldpay has been accredited by the BBB since 2010 and currently has a C- rating. It's normally quite unusual for a BBB-accredited company to have anything less than an A rating.

Which is the cheapest payment gateway UK? ›

Cheapest Online Payment Gateway UK
Monthly Fees
StripeNone
OpayoStarting at £27
WorldpayStarting at £19.95
ShopifyStarting at $29
1 more row

Which payment gateway is best worldwide? ›

10 Best International Payment Gateway Worldwide in 2022:
  • Opayo (Sage Pay) ...
  • Braintree. ...
  • Stripe. ...
  • Amazon Pay. ...
  • Adyen. ...
  • Checkout.com. ...
  • 2Checkout (Verifone) ...
  • Authorize.net. Authorize.Net, founded in 1996, is trusted by more than 430,000 merchants and handles over 1 billion transactions and $149 billion in payments every year.
23 Aug 2022

Is Google Pay used in UK? ›

Google Pay saves your credit cards, debit cards, and bank accounts (US/UK only) so you can pay quickly and easily.

Which banks use Apple Pay UK? ›

Those with American Express, Mastercard or Visa will be able to use Apple Pay, if banking with HSBC, NatWest, Nationwide, Royal Bank of Scotland, Santander, Ulster Bank, Bank of Scotland, , Halifax, Lloyds, MBNA, M&S Bank, TSB and Tesco Bank. TSB and Tesco have now also started supporting Apple Pay.

What is the UK Apple Pay limit? ›

Where can't you use it? You can now make secure purchases above the £100 contactless limit in participating shops across the UK using your Mastercard with Apple Pay.

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